Dress appropriately Ensure you’re dressed for the weather with the right footwear and layers for warmth. Choose boots that are waterproof, lightweight, comfortable and have good quality lining or insulation to keep your feet warm. Dressing in multiple layers will help you keep warm and reduce heat loss. As a guideline, wearing two or three […]

You know its coming…brrrr ⛄ The colder months can present risks to anyone, but for those living with arthritis, staying safe and healthy can be more challenging. While winter does present some hazards, you can help protect yourself by following these tips from Arthritis Society Canada. Move your physical activity indoors Slippery conditions, snow covered […]

For Canadians 55 and over, a reverse mortgage is a smart way to access the equity you've accumulated in your home as tax-free cash. Even though reverse mortgages have been in Canada since 1986, there is still a lot of misunderstanding. Learn the truth about Reverse Mortgages by separating the myths and facts. Contact me for me information.

Both tea and coffee have caffeine, but the actual amount can vary widely. A recent study found that tea and coffee offered similar effects on alertness and cognitive performance, but that tea had one big advantage over coffee: It had enough caffeine to aid performance, but not so much that it disrupted sleep. STRESS LEVELS […]

Did you know….that according to scientists, regularly drinking tea or coffee can provide a variety of health benefits? And while this has nothing to do with mortgages, a little bit fun can be, you know, fun 😉 So, how do tea and coffee compare from a health benefit perspective? Here’s what the research says: A […]

Thanksgiving or Thanksgiving Day, is an annual Canadian holiday and harvest festival, held on the second Monday in October, which celebrates the harvest and other blessings of the past year. Thanksgiving Day, is also an annual national holiday in the United States, celebrating the harvest and blessings of the past year. Americans generally believe that […]

In many cases a conventional mortgage or a home equity line of credit (HELOC) is out of reach for retired Canadians, as your income may not be enough to qualify. But with a reverse mortgage that does not apply, because there are no monthly mortgage payments as long as you live in your home. The loan amount and accrued interest is due only when you move or sell your home. Another helpful point to remember is that you can never owe more than your home’s market value, which makes a reverse mortgage quite attractive, especially to those with cash-flow issues. Ahh, sit back and relax, enjoy the financial freedom of zero monthly mortgage payments! 🙂

Another reason a reverse mortgage might be a good fit for you...we're living longer! At age 65, the average Canadian can expect to live for another 20 years! So put away those comfy old slippers and that fuzzy housecoat, we've got a ways to go yet! lol You're never too old to have fun! Call me. Let's talk reverse mortgages 😉

Here are ONLY a few of the benefits a reverse mortgage can offer you: You can stay in the home you love You will still maintain ownership It can improve your cash flow It can help relieve your financial stress In fact, you can use the money however you need to Contact me to learn more about the other benefits. I promise I won't bite! lol 😉

Back in July 2022 we posted information on a Government survey on Reverse Mortgages. They have developed a new poster and website that you can be directed to, to verify the legitimacy of the project and learn more. Now's your chance to ask any or all of your questions from the Government. You know you want to! 😉 Here is the link to the Government website: https://www.canada.ca/en/employment-social-development/corporate/reports/research/studies/reverse-mortgage.html